Based on the 80-20 rule, I’ve created a simple list of tips that will help minimize the majority of your main areas of expenditure, and therefore keep it as simple as possible to implement, whilst reaping the most returns i.e. saving as much of your cash as possible.

Weekly Meal Plans.  > Not hardcore, know what each of your meals are going to be, meal-plans, but you should be able to shop bi-weekly for your groceries, and make the portions last for the 3-4 days that you’ll need them, without …